Western Health Advantage

Standard Broker Commissions

View:
Product Icon Medical
5%
Group Size: 1-100
Product Icon Dental
5%
Group Size: 1-100

The information herein was collected from sources deemed reliable including information from various carriers. We have not verified nor can we guarantee the accuracy, timeliness or completeness of such information, which is provided on an “AS-IS” basis. It is solely your responsibility to verify this information before making decisions or incurring costs based on such information.  Further, you should contact the carrier for full details regarding the products and programs contained herein.

Carrier Contacts & Renewal Services

Carrier Contacts

Broker Support
Employee Add/Term/Change Form Submission
Employer Change Form Submission
Invoice Request
Carrier Appointment
Broker of Record Changes

Renewal Services

Contact Info
Due Date

Prior to the date of renewal

Renewal Portal
Renewal Billing & Enrollment Issues

Guides & Resources

Enrollment Kit Icon
Small Group Enrollment Kit

Find everything you need to enroll with confidence. Our Carrier Enrollment Kits include the most up-to-date forms, applications, and brochures for each health plan we represent.

Organized by carrier and region, these kits make it easy for you and your clients to get started quickly and accurately.

SBC Icon
Summary of Benefits & Coverage

Summary of Benefits & Coverage provides a centralized location to view and download standardized summaries for each carrier and plan.

These documents help your clients make informed decisions by clearly outlining coverage details, cost-sharing, and what to expect from their plan.

Provider Search Icon
Provider & Rx Search

Help clients find their doctors and medications with ease. Our Provider & Rx Search gives you direct access to each carrier’s search portal, so you can quickly verify doctors, specialists, hospitals, and covered prescriptions.

Extra Resource Icon
RX and Bin Numbers

Rx Vendor: OptumRx
Rx BIN: 610011
Rx Group: WHA

PCN: IRX

Extra Resource Icon
New Hire Rating Rules

New hire rates will be based on the member’s age at the group’s effective date.

Extra Resource Icon
Newborn Coverage

What is the effective date of coverage for a newborn, and how are premiums requested?

Coverage for a newborn begins on the date of birth. If the newborn is born between the 1st and 16th of the month, the full month’s premium is billed. If the newborn is born after the 16th, the first month’s premium is not billed.

Is there an additional cost for covering the newborn during the first 30 days?

The premium for the first month of coverage is written off.

Does this apply to both the mother and the father?

Yes.

Extra Resource Icon
Prior Carrier Deductible Credit

Prior Carrier Deductible Credit is available only for members moving from a group HSA plan to a group HSA plan.

Prior Carrier Deductible Credit counts toward the member’s Out-of-Pocket Maximum (OOPM).

A Prior Carrier Deductible Credit form is required.

Submit completed forms and supporting documentation to MyHDHP@westernhealth.com.

Extra Resource Icon
Medicare Part D Creditable Coverage (2026)

All Western Health Advantage Small Group plans are considered creditable for the 2026 plan year.

Page Last Updated: July 15, 2026