California Carriers

  • Dental
  • Medical: Large Group
  • Medical: Small Group
  • Vision
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-200*: 5%
  • 10-200* (Level Funding): $50 PEPM

Dental

Group Size
  • 2-50: Standalone – 9% With Medical – 10% for First Year Only
  • 51-200*: 10%

Vision

Group Size
  • 2-200*: 10%
Full Carrier Details
  • Hospital Indemnity
  • Short-term disability (STD)
  • Vision
Full Carrier Details

Commission Rates

Hospital Insurance

Group Size
  • 3+ policyholders: Varies

Short Term Disability

Group Size
  • 3+ policyholders: Varies

Supplemental Vision

Group Size
  • 3+ policyholders: Varies
Full Carrier Details
  • Dental
  • Vision
Full Carrier Details

Commission Rates

Dental

Group Size
  • 2-100: 10%
  • Simple Add-Ons: 10%
  • 101+*: 10%

Vision

Group Size
  • 2-100: 10%
  • Simple Add-Ons: 10%
  • 101+*: 10%
Full Carrier Details
  • Dental
  • Medical: Small Group
  • Vision
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-100: 5%
  • 20+ *(Level Funding): 5% - PCPM
  • 101-500*: 4%

Dental

Group Size
  • 2-500*: 10%

Vision

Group Size
  • 2-500*: 10%
Full Carrier Details
  • Dental
  • Life
  • Vision
Full Carrier Details

Commission Rates

Dental

Group Size
  • 2-50: 10%
  • 51+: 8%

Voluntary Dental

Group Size
  • 5-50: 10%
  • 51+: 8%

Vision

Group Size
  • 5+: 10%

Life and AD&D

Group Size
  • 2+: 15%
Full Carrier Details
  • Dental
  • Medical: Large Group
  • Medical: Small Group
  • Vision
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-100: 5%
  • 101-299*: Producer Service Fee Model

Dental

Group Size
  • 2-299*: 10%

Vision

Group Size
  • 2-299*: 10%
Full Carrier Details
  • Dental
  • Medical: Large Group
  • Medical: Small Group
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-100: 7%
  • 101+: 5%

Dental

Group Size
  • 2+: 10%
Full Carrier Details
  • Chiropractic
  • Dental
  • Life
  • Medical: Small Group
  • Vision
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-100 medically enrolled: 5%

Dental

Group Size
  • 2-100: 12%

Voluntary Vision

Group Size
  • 2-100: 12%

Life

Group Size
  • 2-100: 12%

Chiropractic

Group Size
  • 2-100: 6.5%
Full Carrier Details
  • Medical: Large Group
  • Medical: Small Group
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-100: 1st year: 6.5% 2nd year: 6.2% 3rd year: 5.9% 4th year: 5.6% 5th year: 5.3% 6th year+: 5% Annual premium $500,001+ - 1% - When the annualized premium for a single group reaches $500,001 or more in a contract year, the commission is reduced to 1% for amounts over $500,001 for that group.
  • 101+: 5% or negotiable
Full Carrier Details
  • Medical: Small Group
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1+: Negotiable – PEPM commissions are directed by the broker. Contact your Word & Brown representative.
Full Carrier Details
  • Acupuncture
  • Chiropractic
  • Dental
  • Life
  • Vision
Full Carrier Details

Commission Rates

Dental

Group Size
  • 2-500: 10%

Vision

Group Size
  • 2-500: 10%

Life

Group Size
  • 2-500: 10%

Chiropractic

Group Size
  • 2-500: 10%

Acupuncture

Group Size
  • 2-500: 10%
Full Carrier Details
  • Dental
  • Disability
  • Life
  • Medical: Large Group
  • Medical: Small Group
and more
Full Carrier Details

Commission Rates

Medical

Group Size
  • 25-250* (Level Funding): 5%
  • 101-250*: 5%

Dental

Group Size
  • 25-250* (Level Funding): 10%
  • 26-250*: 10%

Vision

Group Size
  • 26-250*: Contact your Word & Brown representative

Life

Group Size
  • 26-250*: Contact your Word & Brown representative.

Disability

Group Size
  • 26-250*: Contact your Word & Brown representative.
Full Carrier Details
  • Accident
  • Cancer
  • Critical Illness
  • Dental
  • Disability
and more
Full Carrier Details

Commission Rates

Dental

Group Size
  • 3+: Varies

Life

Group Size
  • 3+: Varies

Disability

Group Size
  • 3+: Varies

Accident

Group Size
  • 3+: Varies

Critical Illness

Group Size
  • 3+: Varies

Cancer

Group Size
  • 3+: Varies

Hospital Confinement Indemnity

Group Size
  • 3+: Varies
Full Carrier Details
  • Dental
  • Life
Full Carrier Details

Commission Rates

Freedom Dental

Group Size
  • 2-50: 10%
  • 51-100: 7.5%
  • 101+: 3.75%

Group Term Life

Group Size
  • 2+: 10%

EDHP Hybrid, RBP, and Buy-up Plans

Group Size
  • 2+: $6 PEPM, and the below % of both the specific and aggregate premiums: • 8% if spec deductible is $10,000 • 9% if spec deductible is $20,000 • 10% if spec deductible is $30,000 or higher

EDHP MVP Plan

Group Size
  • 2+: $10 PEPM

MEC Plans

Group Size
  • 2+: $5 PEPM
Full Carrier Details
  • Dental
  • Hospital Indemnity
  • Vision
Full Carrier Details

Commission Rates

Staff Benefits Management and Administrators (SBMA) MEC Plans

Group Size
  • 25+: In order, PEPM, by tier level: - WellCare - $10/20/20/30 - PrimeCare - $10/20/20/30 - OptimaCare - $15/30/30/45 - EliteCare - $15/30/30/45

Hospital Indemnity

Group Size
  • 10+: - Global Life - 15% - Mutual of Omaha - $5/$7 PEPM (lo/hi plan commissions)

Dental

Group Size
  • 2+ enrolled: 10%
  • 1+ enrolled: 10%

Vision

Group Size
  • 1+ enrolled: 10%
Full Carrier Details
  • Accident
  • Cancer
  • Dental
  • Hospital Indemnity
  • Life
and more
Full Carrier Details

Commission Rates

Dental

Group Size
  • 2-100: 10%
  • 101+: Contact your Word & Brown representative.

Vision

Group Size
  • 2-100: 10%
  • 101+: Contact your Word & Brown representative.

Life

Group Size
  • 2-100: 15%.
  • 101+: Contact your Word & Brown representative.

STD

Group Size
  • 2-100: 15%.
  • 101+: Contact your Word & Brown representative.

LTD

Group Size
  • 2-100: 15%.
  • 101+: Contact your Word & Brown representative.

Accident

Group Size
  • 2-100: 15%.
  • 101+: Contact your Word & Brown representative.

Critical Illness

Group Size
  • 2-100: 15%.
  • 101+: Contact your Word & Brown representative.

Hospital Indemnity

Group Size
  • 2-100: 15%.
  • 101+: Contact your Word & Brown representative.

Cancer

Group Size
  • 2-100: 15%.
  • 101+: Contact your Word & Brown representative.
Full Carrier Details
  • Dental
  • Life
  • Medical: Large Group
  • Medical: Small Group
  • Vision
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-500*: 5%

Dental

Group Size
  • 2-500*: 10%

Vision

Group Size
  • 2-500*: 10%

Life

Group Size
  • 2-500*: 0-10,000 = 10% 10,001 - 20,000 = 8% 20,001 - 30,000 = 5% 30,001 - 50,000 = 4% 50,001 - 150,000 = 2% 150,001+ = 1%
Full Carrier Details
  • AD&D
  • Dental
  • Life
  • Long-term disability (LTD)
  • Short-term disability (STD)
and more
Full Carrier Details

Commission Rates

Dental and Vision

Group Size
  • All group sizes: $0-$10,000 10% $10,001-$20,000 7.5% $20,001-$30,000 5% $30,001-$50,000 2.5% $50,001+ 1.5%

Basic Group Life and AD&D

Group Size
  • 1-50 enrolled: 10%
  • 51+ enrolled: $0-$5,000 15% $5,001-$25,000 10% $25,001-$50,000 7% $50,001-$100,000 3% $100,001-$200,000 2% $200,001+ 1%

Voluntary Basic Group Life and AD&D

Group Size
  • All group sizes: 15%

Short-Term Disability

Group Size
  • 2-50 enrolled: 10%
  • 51+ enrolled: $0-$5,000 15% $5,001-$10,000 10% $10,001-$30,000 5% $30,001-$80,000 3% $80,001-$180,000 2% $180,001+ 1%

Long-Term Disability

Group Size
  • 2-50 enrolled: 10%
  • 51+ enrolled: $0-$15,000 15% $15,001-$25,000 10% $25,001-$50,000 5% $50,001+ 1%

Voluntary Long-Term and Short-Term Disability

Group Size
  • All group sizes: 15%
Full Carrier Details
  • Dental
  • Medical: Large Group
  • Medical: Small Group
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-100: 5% for annualized premium up to $1,000,000. Once the annualized premium reaches $1,000,000, commissions will be paid at 1%.
  • 101-300*: 5%

Dental (PPO)

Group Size
  • 1-100: $2.80 PMPM

Dental (HMO)

Group Size
  • 1-100: $1.40PMPM
Full Carrier Details
  • Acupuncture
  • Chiropractic
Full Carrier Details

Commission Rates

Chiropractic

Group Size
  • 2+: 20% commission on 1st year’s paid premiums; 10% thereafter.

Acupuncture

Group Size
  • 2+: 20% commission on 1st year’s paid premiums; 10% thereafter.
Full Carrier Details
  • AD&D
  • Dental
  • Life
  • Long-term disability (LTD)
  • Short-term disability (STD)
and more
Full Carrier Details

Commission Rates

Dental

Group Size
  • 50-100 eligible*: $0-$10,000 10%
  • 101+ eligible: $10,001-$20,000 8% $20,001-$30,000 4% $30,001-$50,000 2% $50,001-$100,000 1.5% $100,001-$250,000 0.25% $250,001-$500,000 0.15% $500,001+ 0.15%

Vision

Group Size
  • 50+ eligible: 10%

LTD

Group Size
  • 50-100 eligible*: $0-$15,000 15%
  • 101+ eligible: $15,001-$25,000 10% $25,001-$50,000 5% $50,001-$100,000 1% $100,001+ 0.5%

Life and AD&D

Group Size
  • 50-100 eligible*: $0-$2,000 15%
  • 101+ eligible: $2,001-$5,000 12% $5,001-$10,000 11% $10,001-$15,000 8% $15,001-$20,000 7% $20,001-$25,000 6% $25,001-$30,000 5% $30,001-$50,000 2% $50,001-$100,000 1.5% $100,001-$150,000 1% $150,001-$500,000 0.75% $500,001+ 0.50%

STD

Group Size
  • 50-100 eligible*: $0-2,000 15%
  • 101+ eligible: $2,001-$5,000 12% $5,001-$10,000 11% $10,001-$15,000 8% $15,001-$20,000 7% $20,001-$25,000 6% $25,001-$30,000 5% $30,001-$50,000 2% $50,001-$100,000 1.5% $100,001-$150,000 1% $150,001-$500,000 0.75% $500,001+ 0.50%
Full Carrier Details
  • Dental
  • Medical: Large Group
  • Medical: Small Group
  • Vision
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-100 enrolled: 7%
  • 101+: 5%

Dental and Vision

Group Size
  • 1-100 enrolled: 10%
  • 101+: 10%
Full Carrier Details
  • Dental
  • Disability
  • Life
  • Long-term disability (LTD)
  • Short-term disability (STD)
and more
Full Carrier Details

Commission Rates

PPO Dental and PPO Voluntary Dental

Group Size
  • 2-100: $0-$5,000 10% $5,001-$10,000 7.5% $10,001-$30,000 5% $30,001-$40,000 3.5% $40,001-$50,000 3% $50,001-$60,000 2% $60,001-$250,000 1.75% $250,001-$500,000 1% $500,001-$1,000,000 0.5% $1,000,001-$5000,000 0.25% $5,000,001+ 0.1%
  • 101+: 10% Graded - Commissions are paid on the actual enrollment of the group. Contact your Word & Brown representative.

MetLife Dental HMO/Managed Care, SafeGuard Dental DHMO and Vision

Group Size
  • 5-100: 10%

HMO Dental

Group Size
  • 101-499: 10% Level – Commissions are paid on the actual enrollment of the group.

Life and STD

Group Size
  • 2-100: $0-$5,000 15% $5,001-$10,000 10% $10,001-$30,000 5% $30,001-$40,000 3.5% $40,001-$50,000 3% $50,001-$60,000 2% $60,001-$250,000 1.75% $250,001-$500,000 1% $500,001-$1,000,000 0.5% $1,000,001-$5000,000 0.25% $5,000,001+ 0.1%

LTD

Group Size
  • 5-100: $0-$15,000 15% $15,001-$25,000 10% $25,001-$50,000 5% $50,001-$250,000 2% $250,001+ 1%

Life

Group Size
  • 10+: 15% Graded - Commissions are paid on the actual enrollment of the group.

Disability

Group Size
  • 10+: Varies - Commissions are paid on the actual enrollment of the group.

Voluntary Worksite

Group Size
  • 200+: Varies - Commissions are paid on the actual enrollment of the group. Standard commission scale. For groups of 10+, commissions are flexible'.
Full Carrier Details
  • AD&D
  • Dental
  • Life
  • Long-term disability (LTD)
  • Medical: Large Group
and more
Full Carrier Details

Commission Rates

Medical

Group Size
  • 101+: 5%

LYNX and Rotational Staff Trust

Group Size
  • 2-100: 10% commission, first year only $0-$250,000 7% $250,001-$500,00 5% $500,001+ 3%

LYNX and Affiliated Trust

Group Size
  • 2-100: $0-$250,000 7% $250,001-$500,00 5% $500,001+ 3%

Dental and Vision

Group Size
  • 2-49: 10% first year and renewal
  • 50+: $0-$10,000 10% $10,001-$20,000 7.5% $20,001-$50,000 5% $50,001-$100,000 2.5% $100,000+ 1%

Life/AD&D

Group Size
  • 2-49: 15% first year and renewal
  • 50+: $0-$10,000 15% $10,001-$20,000 10% $20,001-$50,000 7.5% $50,001-$100,000 5% $100,000+ 2.5%

STD

Group Size
  • 2-49: 15% first year and renewal
  • 50+: $0-$10,000 10% $10,001-$20,000 7.5% $20,001-$50,000 5% $50,001-$100,000 2.5% $100,000+ 1%

LTD

Group Size
  • 2-49: 15% first year and renewal
  • 50+: $0-$15,000 15% $15,001-$25,000 12.5% $25,001-$100,000 10% $100,000+ 5%
Full Carrier Details
  • Accident
  • Critical Illness
  • Dental
  • Life
  • Long-term disability (LTD)
and more
Full Carrier Details

Commission Rates

Dental

Group Size
  • 2-999: $0-$5,000 10%
  • Voluntary: 5+: $5,001-$10,000 8% $10,001-$25,000 6% $25,001-$50,000 4% $50,001-$150,000 3% $150,001-$500,000 2.5% $500,001+ 1.6% Commissions payable at a flat percentage are available for all group coverages.

Vision, Life, and STD

Group Size
  • 2+: $0-$5,000 10%
  • Voluntary: 5+: $5,001-$10,000 8% $10,001-$25,000 6% $25,001-$50,000 4% $50,001-$150,000 3% $150,001-$500,000 2.5% $500,001+ 1.6% Commissions payable at a flat percentage are available for all group coverages.

LTD

Group Size
  • 2+: $0-$15,000 15%
  • Voluntary: 5+: $15,001-$25,000 10% $25,001-$50,000 5% $50,001-$100,000 2% $100,001-$200,000 1% $200,001-$500,000 0.6% $500,001-$1,000,000 0.3% $1,000,001+ 0.1% Commissions payable at a flat percentage are available for all group coverages.

Accident

Group Size
  • 2+: 65% 1st year; 5% 2nd year+
  • Voluntary: 5+: 65% 1st year; 5% 2nd year+

Critical Illness

Group Size
  • 2+: 30% 1st year; 15% 2nd year+
  • Voluntary: 5+: 30% 1st year; 15% 2nd year+
Full Carrier Details
  • Accident
  • AD&D
  • Critical Illness
  • Dental
  • Long-term disability (LTD)
and more
Full Carrier Details

Commission Rates

Dental and STD

Group Size
  • 2-19: 10%

Life and LTD

Group Size
  • 2-19: 15% 1st year; 10% Renewal

Critical Illness and Accident

Group Size
  • 2-19: 15% 1st year; 10% renewal
Full Carrier Details
  • Dental
  • Medical: Small Group
  • Vision
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1+: 8%

Part D (Rx)

Group Size
  • 1+: 5%

Dental and Vision

Group Size
  • 1-100: 10%
Full Carrier Details
  • Medical: Large Group
  • Medical: Small Group
Full Carrier Details

Commission Rates

Medical (HMO)

Group Size
  • 1-100: Up to 5% of paid premium Mirrored Plans: 1st year – 6.5% of paid premium 2nd year – 6.2% of paid premium 3rd year – 5.9% of paid premium 4th year – 5.6% of paid premium 5th year – 5.3% of paid premium 6+ years – 5% of paid premium
  • 101+: Contact your Word & Brown representative

Medical (NationCare PPO)

Group Size
  • 101+: 5%
Full Carrier Details
  • Medical: Large Group
  • Medical: Small Group
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-50: 6.5%
  • 51-100: 5%
Full Carrier Details
  • Dental
  • Life
  • Long-term disability (LTD)
  • Medical: Large Group
  • Medical: Small Group
and more
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-100: 5%
  • 101-300 eligible (Level Funding): $55 PEPM
  • 1-300*: Contact your Word & Brown representative

Dental

Group Size
  • 2-100: 2-50: 10% 51-100: commission can vary at the request of the agent or customer.
  • 101-300*: Contact your Word & Brown representative

Vision

Group Size
  • 2-100: 10%
  • 101-300*: Contact your Word & Brown representative

Life

Group Size
  • 2-100: 10%
  • 101-300*: Contact your Word & Brown representative

LTD

Group Size
  • 2-100: $0 - $15,000: 15% $15,001 - $25,000: 10% $25,001 - $50,000: 5% $50,001+: 1%
  • 101-300*: Contact your Word & Brown representative

STD

Group Size
  • 2-100: $0 - $15,000: 15% $15,001 - $25,000: 10% $25,001 - $50,000: 5% $50,001+: 1%
  • 101-300*: Contact your Word & Brown representative
Full Carrier Details
  • Dental
  • Medical: Small Group
  • Vision
Full Carrier Details

Commission Rates

Medical

Group Size
  • 2-50: 5%
  • 51+: Adjustable (PEPM or percentage of premium)

Dental and Vision

Group Size
  • 2+*: Standard schedule
Full Carrier Details
  • Accident
  • AD&D
  • Critical Illness
  • Dental
  • Hospital Indemnity
and more
Full Carrier Details

Commission Rates

Dental

Group Size
  • 2-500: 10%

Vision

Group Size
  • 2-500: 12%

Group term Life and AD&D

Group Size
  • 2-500: $0-$15,000 10% $15,001-$25,000 7% $25,001-$50,000 5% $50,001-$100,000 1% $100,001+ 0.5%

Voluntary Group Term Life and AD&D

Group Size
  • 10-500: 15%

LTD

Group Size
  • 2-500: $0-$15,000 15% $15,001-$25,000 10% $25,001-$50,000 5% $50,001+ 1%

STD

Group Size
  • 10-500: $0-$15,000 10% $15,001-$25,000 7% $25,001-$50,000 5% $50,001-$100,000 1% $100,001+ 0.5%

LTD Voluntary and STD Voluntary

Group Size
  • 10-500: 15%

Accident, Critical Illness, Critical Illness (AACI), and Hospital Indemnity

Group Size
  • 5-500: 15%
Full Carrier Details
  • Vision
Full Carrier Details

Commission Rates

Vision (Voluntary)

Group Size
  • 10+: $0-$5,000 10% $5,001-$10,000 5% $10,001-$20,000 3.56% $20,001-$30,000 3% $30,001-$50,000 2.31% $50,001-$250,000 1.44% $250,001-$500,000 0.73% $500,001+ 0.35%

Vision (Employer Paid)

Group Size
  • 5+: $0-$5,000 10% $5,001-$10,000 5% $10,001-$20,000 3.56% $20,001-$30,000 3% $30,001-$50,000 2.31% $50,001-$250,000 1.44% $250,001-$500,000 0.73% $500,001+ 0.35%
Full Carrier Details
  • Dental
  • Life
  • Medical: Large Group
  • Medical: Small Group
  • Vision
Full Carrier Details

Commission Rates

Medical

Group Size
  • 1-100: Transition groups (51-100): Lock In 6.5% All New Small Groups (1-100): 5%
  • 101+*: Contact your Word & Brown representative.

Dental

Group Size
  • 1-100: 7%
  • 101+*: Contact your Word & Brown representative.

Vision

Group Size
  • 101+*: Contact your Word & Brown representative.
Full Carrier Details

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